FORUM is dedicated to helping members live their financial dreams. As a member-owned financial cooperative, our members benefit through higher savings rates and lower loan rates.
CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your ...
As is the case with many annual fee credit cards, the value is in the first year, so definitely re-evaluate whether a card is worth keeping, or just for churning and getting the bonus and using for the year before canceling or downgrading.
Chase has Credit Journey, "Your credit score, alerts & identity restoration services". I've only used them to check my credit score (which is free) so don't know if the rest of the services are free or not.
Hi all! Happy new year! I'm looking to apply for a new credit card for a one player setup in the next 2-4 months or so. I'm primarily interested in a new travel credit card since I plan to take an international and domestic vacation later in 2024. I'm also open to a cashback credit card, but would prefer your travel card recommendations.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Credit card bill payment can be converted into an installment plan without needing approval - all in-app. Auto-deduct sa registered cards when your bill due date arrives - it will try to charge your primary card and move on to the next if unsuccessful.
My credit report says I have a 1% utilization (total credit line across all card is $30,000, highest card being $16,500. 761 reported score.) Edit: part that pisses me off is I tried to get a line increase on my Credit One Platinum (first card).
Yes, there are legitimate credit repair companies, but it's important to be VERY careful, there's a shit-ton of fraud online. Legitimate credit repair companies operate under the guidelines of the Credit Repair Organizations Act (CROA) and are often registered with state regulatory bodies. Reply reply SandOpposite3188 •
